Therapists In-Network with United Healthcare in Connecticut

United Healthcare is a common health insurance in Connecticut, and individuals who have United Healthcare may wish to find therapists who are in-network with their health insurance.

When you see a therapist who is in-network with United Healthcare, each session you’ll pay only a copay, which typically ranges from $0-$75/session. Depending on your plan, you may first need to pay the provider’s full session fee until you meet your annual deductible, which is the total amount of medical expenses required before your health insurance starts to cover costs. Some plans cover the cost of in-network therapy sessions before the deductible is met; to verify whether your specific plan covers therapy sessions and at what rate, visit the United Healthcare website or call the number on the back of your insurance card and ask about your coverage for outpatient mental health.

Find vetted therapists in Connecticut who are in-network with United Healthcare below. Visit their profiles to watch an introductory video and book a free initial call to find a good fit!


Branwen  OShea-Refai

Branwen OShea-Refai

41 Village Lane, Bethany, CT, 06524

Online Sessions, CT

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $75 - $120 per session

Finding the right therapist makes all the difference, so here’s a few things about how I work. I believe in basic kindness and honesty and that all people are incredible in their own way. I will work as hard as you want at the pace you want, or take things really slowly if the idea of therapy makes you nervous. Whatever your pace, I will also remind you to have fun along the way, because a big part of healing is reconnecting with the small joys and humorous moments of life.


Linda  Olson

Linda Olson

Online Sessions, CT

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $150 - $175 per session

I love to help clients feel listened to, affirmed, validated and understood. My goal is to give you the skills to understand and validate yourself – not to judge or question yourself. I can’t do it for you – and (not but!) I can do it with you, so you don’t have to feel alone.

My passion is also to help women who grew suffering with narcissistic abuse learn how to heal and how not to unconsciously repeat the patterns learned in childhood.


Jorge  Fernandez

Jorge Fernandez

3074 Whitney Avenue, Hamden, CT, 06518

Online Sessions, CT

In-network with United Healthcare
Waitlist available in-person & online
Out-of-pocket-fees: $75 - $175 per session

Thank you for visiting my profile.  If you are looking to work with me, you are ready to roll up your sleeves and be ready for me to help you learn new skills and try new, perhaps scary, things.  Therapy is hard work. It involves going into the outside world and trying new, often scary things, whether that may be with our partners, families, or even ourselves. It's often by taking ourselves out of our comfort zone, and breaking up those same old patterns that are not working for us, that we truly begin to see change.  Working with me means that we are in this together, and I look forward to going on this journey with you.


Marianne  Cardillo

Marianne Cardillo

Stamford, CT, 06902

Online Sessions, CT

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $150 per session

"Alone we can do so little; together we can do so much." -Helen Keller---- Working together to find solutions that best work for you is one of the most important parts of the way I practice. You are the expert of your life, your wants, and your needs. I am here to collaborate and work with you in figuring out how to achieve what you want out of life, and understand how to navigate around whatever may be standing in the way of getting there. I take pride in being genuine in my practice & offering my empathy & eagerness to support you in achieving your personal goals.
I believe that every person is capable in achieving their goals & understanding what is best for themselves. Life is not always as easy it seems, and it is normal to feel overwhelmed or have difficulty at times. Asking for help to get clarity in how to move forward takes true strength, & by taking the step, you are already making progress toward success.


Nicholas  Despoelberch

Nicholas Despoelberch

903 Post Road, Darien, CT, 06820

Online Sessions, CT

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $85 - $100 per session

It takes courage to ask for help. I have experienced real adversity and know how to help you create lasting change in your life. I offer a space that is free of judgment and full of passion. Let's get to a new life.


Patrick  Davin

Patrick Davin

270 Greenwich Avenue, Greenwich, CT, 06830

Online Sessions, CT

In-network with United Healthcare
Waitlist available in-person & online
Out-of-pocket-fees: $85 - $150 per session

My goals as a therapist are simple: To help you overcome your current problems through honest reflection and collaboration in an empathetic, non-judgmental and trusting therapeutic relationship. I want you to leave my office feeling stronger, more resilient, self-aware, and hopeful about your future. Whether you're struggling with anxiety, depression, substance issues, a challenging transition like separation or divorce, or just the day-to-day stress of managing life, we'll work together to find the solutions that will ease your symptoms and, most importantly, help you heal and grow.

I regularly counsel patients dealing with relationship and family problems, those contemplating separation or divorce, as well as those struggling with destructive personal behaviors, anxiety, and depression. I additionally work with clients who have experienced trauma and many wanting to improve their self-worth.

My passion for counseling is rooted simply in a desire to help people heal and find a path to happiness. I have a flexible, eclectic, and creative approach that's designed to meet your individual needs. Your goals are my goals-let's reach them together.


Sarah  Monteleone

Sarah Monteleone

1 Bradley Road, Woodbridge, CT, 06525

Online Sessions, CT

In-network with United Healthcare
Waitlist available online
Out-of-pocket-fees: $150 per session

I endeavor to create a holding space to allow exploration, healing and growth. My hope is to co-construct treatment and empower clients to define their own life stories, create meaning, and ultimately heal.


Constance  Mindell

Constance Mindell

60 Washington Avenue, Hamden, CT, 06518

16 Old Oak Road, Trumbull, CT, 06611

Online Sessions, CT

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $60 - $100 per session

To be listened to, to be heard, to share difficult issues and life events, to learn to trust, to not be judged, and even to laugh...this is what becomes part of our work together towards meeting your goals.


The Virtual Counselors

The Virtual Counselors

Online Sessions, CT

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $130 - $175 per session

The Virtual Counselors is a group practice whose providers offer online therapy and psychological support to clients living in New York, New Jersey, Virginia, DC, Connecticut, Florida, Massachusetts Maryland, Colorado, California and Washington. They specialize in working with all childhood disorders, individuals and couples for anxiety, trauma. relationship counseling, addictions, and infidelity.

The Virtual Counselors are committed to providing supportive and highly individualized care for their clients, and helping them navigate times of transition and change within their relationships, family, career, and identities.


Samantha  Nilsson

Samantha Nilsson

Online Sessions, CT

755 Main Street, Monroe, CT, 06468

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $100 per session

Motherhood and being a women has its unique challenges, and we lack the support that can make us feel connected and not alone. I strive to provide that connection for women and help you navigate these unique challenges that come with being a women in today’s world.


Can't find a provider who fits what you're looking for?

See all therapists in-network with United Healthcare in Connecticut:

How to use United Healthcare for therapy in Connecticut

Does United Healthcare cover therapy in Connecticut?

Yes, nearly all United Healthcare plans cover therapy in Connecticut for mental health and behavioral health conditions. However, the rate of coverage depends on your particular plan and the provider you’re seeing.

How much does therapy cost in Connecticut with a United Healthcare plan?

The cost of sessions depends on your plan’s coverage, and whether you’re seeing a therapist who is in- or out-of-network with United Healthcare.

When you see a therapist who is in-network with United Healthcare, after you’ve met your plan’s annual deductible, you’ll pay only a copay at each session. Most United Healthcare copays range from $0-$75.

You can find out how much your copay and deductible are by looking at your summary of benefits or contacting the insurance company directly.

What types of therapy does United Healthcare cover?

As with most health insurances, United Healthcare covers many types of therapy provided by clinicians who are licensed in Connecticut. Clinicians may use a range of therapeutic approaches, including cognitive behavioral therapy, psychodynamic therapy, dialectical behavior therapy, acceptance and commitment therapy, and supportive therapy.

For United Healthcare to cover sessions in Connecticut, you must be seeking care to treat a diagnosable mental health condition, such as anxiety, depression, PTSD, ADHD, eating disorders, and substance use disorders.

What types of therapy does United Healthcare not cover?

United Healthcare does not cover services related to mental health challenges that do not meet diagnosable criteria, which may include couples counseling, life coaching, career coaching, or sessions lasting for a longer duration than clinically indicated.

Using United Healthcare to pay for therapy in Connecticut may mean certain limitations to care, such as a limited number of covered sessions or adherence to a designated session length. Therapy services beyond that which insurances typically cover may require prior authorization, or be paid for out-of-pocket.

How do I find United Healthcare therapists in Connecticut?

If you are in Connecticut, you can find in-network United Healthcare therapists on Zencare. Therapists are quality-vetted, and you can watch introductory videos, check up-to-date availability, and book a free call to find a good fit!