Therapists In-Network with United Healthcare in Maryland

United Healthcare is a common health insurance in Maryland, and individuals who have United Healthcare may wish to find therapists who are in-network with their health insurance.

When you see a therapist who is in-network with United Healthcare, each session you’ll pay only a copay, which typically ranges from $0-$75/session. Depending on your plan, you may first need to pay the provider’s full session fee until you meet your annual deductible, which is the total amount of medical expenses required before your health insurance starts to cover costs. Some plans cover the cost of in-network therapy sessions before the deductible is met; to verify whether your specific plan covers therapy sessions and at what rate, visit the United Healthcare website or call the number on the back of your insurance card and ask about your coverage for outpatient mental health.

Find vetted therapists in Maryland who are in-network with United Healthcare below. Visit their profiles to watch an introductory video and book a free initial call to find a good fit!


Tara L Moyle

Tara L Moyle

Online Sessions, MD

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $130 - $175 per session

We all need to be seen, and heard, at any age. Being scared, anxious, or even depressed are sometimes part of being a person. Our fast-paced digital world can present unique challenges for our bodies and minds. I am happy to meet you wherever you are, and will approach each visit with a sense of compassionate curiosity. Just as we hunger for stories of other people to help guide us, you may wonder about your own story. Why are you here? What must you do with your life?

I work with adolescents (12+) through older, retired adults and specialize in issues of transition, anxiety, adjustment, depression, and vocation. I am not the expert in your life; you are. But sometimes we need help with perspective. Together, we will create a plan that will help you reduce the most difficult aspects of your life and help you determine how to move through them. What cannot be changed can be reviewed, understood, and ultimately, accepted.


The Virtual Counselors

The Virtual Counselors

Online Sessions, MD

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $130 - $175 per session

The Virtual Counselors is a group practice whose providers offer online therapy and psychological support to clients living in New York, New Jersey, Virginia, DC, Connecticut, Florida, Massachusetts Maryland, Colorado, California and Washington. They specialize in working with all childhood disorders, individuals and couples for anxiety, trauma. relationship counseling, addictions, and infidelity.

The Virtual Counselors are committed to providing supportive and highly individualized care for their clients, and helping them navigate times of transition and change within their relationships, family, career, and identities.


William  Kelly

William Kelly

Online Sessions, MD

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $80 - $130 per session

If you are struggling with life's inevitable challenges, whether it be due to past or recent trauma, anxiety, depression, or simple difficulty transitioning from one life event to the next, let's work together on a unique plan to embrace these struggles head on by learning new, healthy coping skills. We may have to address some of these past events, however, this can be done while learning new skills. What if we "accept" the inevitable, stop the "struggle" with the thoughts, and "commit" to living a life full of value?

I practice from the idea that we behave according to what we "think" about situations AND how the "fight" against these thoughts causes us suffering.

Look...society tells us in many ways that in order to be successful, we have to be able to "do it all at any cost!" However, the "at any cost" part usually includes poor self-care and issues in our intimate, professional, and social relationships, we find ourselves lost. Let’s work together to discover your ability to start LIVING your life!


Zev  Berkowitz

Zev Berkowitz

Online Sessions, MD

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $130 - $175 per session

All you need to bring to therapy is an open mind and a willingness to explore. I am a very interactive therapist; I give a lot of feedback and guidance. In my work with individuals, I help people see how they developed the coping skills and defense mechanisms they did, and how to begin recognizing them in a less judgmental way. I also teach couples new communication skills: how to rebuild trust and safety after a breach, how to mirror one another, ways to validate and empathize. We work on breaking bad patterns and create healthier ones using positivity and appreciations.

It's so rewarding to help children, couples and families heal old and current wounds, and to see my clients use therapy as a way to soar to new emotional freedoms. Please don't be in pain anymore: contact me so we can set goals together, develop healthier ways of coping, and watch you blossom


Lauren  Pincus

Lauren Pincus

Online Sessions, MD

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $130 - $175 per session

Relationships can be very challenging and complicated both with others and ourselves. If you find yourself in a place questioning repetitive thoughts or feeling emotions that may be roadblocks for personal growth, therapy is an opportunity for you to explore and grow both personally and interpersonally. We are all made up of many parts and often times we have a couple parts of us, such as an angry part or anxious part, that we feel defined by. Often times these parts prevent us from living our truest and fullest selves. I promise to be fully present and committed in helping you understand these difficult parts and how they may be preventing you from feeling like yourself. I have a very interactive style and will work with you at a pace you are comfortable with to help you find peace and harmony with yourself and in your life.


Diane  Jones

Diane Jones

Online Sessions, MD

In-network with United Healthcare
Not accepting new clients
Out-of-pocket-fees: $150 per session

I believe therapy should be a place you feel safe to talk about those things that may have caused you shame in the past or may be stopping you from moving forward with the life you truly deserve!


Can't find a provider who fits what you're looking for?

See all therapists in-network with United Healthcare in Maryland:

How to use United Healthcare for therapy in Maryland

Does United Healthcare cover therapy in Maryland?

Yes, nearly all United Healthcare plans cover therapy in Maryland for mental health and behavioral health conditions. However, the rate of coverage depends on your particular plan and the provider you’re seeing.

How much does therapy cost in Maryland with a United Healthcare plan?

The cost of sessions depends on your plan’s coverage, and whether you’re seeing a therapist who is in- or out-of-network with United Healthcare.

When you see a therapist who is in-network with United Healthcare, after you’ve met your plan’s annual deductible, you’ll pay only a copay at each session. Most United Healthcare copays range from $0-$75.

You can find out how much your copay and deductible are by looking at your summary of benefits or contacting the insurance company directly.

What types of therapy does United Healthcare cover?

As with most health insurances, United Healthcare covers many types of therapy provided by clinicians who are licensed in Maryland. Clinicians may use a range of therapeutic approaches, including cognitive behavioral therapy, psychodynamic therapy, dialectical behavior therapy, acceptance and commitment therapy, and supportive therapy.

For United Healthcare to cover sessions in Maryland, you must be seeking care to treat a diagnosable mental health condition, such as anxiety, depression, PTSD, ADHD, eating disorders, and substance use disorders.

What types of therapy does United Healthcare not cover?

United Healthcare does not cover services related to mental health challenges that do not meet diagnosable criteria, which may include couples counseling, life coaching, career coaching, or sessions lasting for a longer duration than clinically indicated.

Using United Healthcare to pay for therapy in Maryland may mean certain limitations to care, such as a limited number of covered sessions or adherence to a designated session length. Therapy services beyond that which insurances typically cover may require prior authorization, or be paid for out-of-pocket.

How do I find United Healthcare therapists in Maryland?

If you are in Maryland, you can find in-network United Healthcare therapists on Zencare. Therapists are quality-vetted, and you can watch introductory videos, check up-to-date availability, and book a free call to find a good fit!