University of Illinois Student Health Insurance for Therapy

The University of Illinois requires all full-time students to be enrolled in an eligible health insurance plan, just in case they need to use it during their time at the university. To cover students who don’t already have health insurance, they offer a student health insurance plan, which is managed by UnitedHealthcare.

Does University of Illinois Student Health Insurance cover therapy?

Yes, the University of Illinois Student Health Insurance covers therapy services, so if you are enrolled in the health insurance plan offered by the University of Illinois, then you’ll find that you have affordable therapy options to access when you need support.

How do I check if my University of Illinois Student Health Insurance plan covers therapy?

All of the University of Illinois Student Health Insurance plans provide coverage for mental health services including therapy. You can find the details of your plan through the Summary Brochure. You can find this document through your student portal or at the University of Illinois Student Health Insurance website.

How much does therapy cost with my University of Illinois Student Health Insurance plan?

The University of Illinois Student Health Insurance plan offers students access to two beneficial services: Healthiest You Virtual Counselor Access and 24/7 Student Resources. Healthiest You Virtual Counselor Access gives you access to therapists across the country through an online platform. 24/7 Student Resources offers students access to a crisis support hotline, the Living Well Platform and Sanvello, all of which provide educational and supportive resources.

There is no cost for either of these services. Alternatively, you can meet with a university counselor through the University of Illinois Student Counseling Center for free.

What types of mental health conditions does University of Illinois Student Health Insurance cover?

University of Illinois Student Health Insurance covers a wide range of mental health conditions and life situations. Because they offer students so many mental health resources, students can work with an experience therapist when dealing with:

Students who are facing challenges with social pressure, academic stress, missing home, and many other difficult situations can also access these services. The University of Illinois wants their students to feel supported and to thrive both in their academics and in their personal lives, which is why their insurance plan includes access to free mental health services.

What types of therapy does University of Illinois Student Health Insurance cover?

All therapists who provide mental health services for students at the University of Illinois must be professionally licensed, whether they’re psychologists, clinical social workers, or counselors. They employ a wide range of therapy approaches, including these common therapy modalities:

What types of therapy does University of Illinois Student Health Insurance NOT cover?

University of Illinois Student Health Insurance does not cover biofeedback therapy, which is a therapy modality often used for individuals who want to learn to manage their stress reactions, particularly after trauma experiences. It also does not cover acupuncture or other holistic therapy approaches like reiki healing or energy work.

Does University of Illinois Student Health Insurance cover online therapy?

Yes, University of Illinois Student Health Insurance covers online therapy — students can access therapy services through Healthiest You Virtual Counselor Access and 24/7 Student Resources. They also can access a UnitedHealthcare app called Teladoc.

Does University of Illinois Student Health Insurance cover couples therapy?

No, students may not be able to access couples therapy through Healthiest You Virtual Counselor Access or 24/7 Student Resources. But, students can work with a therapist through the University of Illinois Counseling Center to find resolution to relationship conflicts with their partner or partners. However, these services are time limited — you might only be able to access a handful of sessions per year.

Do I need to see my primary doctor before starting therapy?

University of Illinois Student Health Insurance mental health resources do not require a referral from a primary doctor, so you don’t need to meet with your primary doctor before working with a therapist. This enables you to start therapy as soon as you’re ready so you can work towards your mental health goals.