Therapists In-Network with United Healthcare in Chicago

United Healthcare is a common health insurance in Chicago, and individuals who have United Healthcare may wish to find therapists who are in-network with their health insurance.

When you see a therapist who is in-network with United Healthcare, each session you’ll pay only a copay, which typically ranges from $0-$75/session. Depending on your plan, you may first need to pay the provider’s full session fee until you meet your annual deductible, which is the total amount of medical expenses required before your health insurance starts to cover costs. Some plans cover the cost of in-network therapy sessions before the deductible is met; to verify whether your specific plan covers therapy sessions and at what rate, visit the United Healthcare website or call the number on the back of your insurance card and ask about your coverage for outpatient mental health.

Find vetted therapists in Chicago who are in-network with United Healthcare below. Visit their profiles to watch an introductory video and book a free initial call to find a good fit!


Self Design

Self Design

30 Michigan Avenue, Chicago, IL, 60603

1569 Sherman Avenue, Evanston, IL, 60201

Online Sessions, IL

In-network with United Healthcare
Waitlist available online
Out-of-pocket-fees: $160 per session

Self Design was born out of a desire to help people who feel lost, find themselves again. Our mission is to help you be your authentic self on your own and in relationships.  Life’s challenges often cause us to disconnect from who we are and what is important to us. Find yourself. Be yourself. Be who you want to be.

Our focus is self-awareness and self-discovery, which leads to improved self-esteem and better judgment about what decisions are right for you.  It is difficult to figure out next steps in life.  Psychotherapy with a non-judgmental, down to earth therapist can help.


Howard  Farkas

Howard Farkas

155 Michigan Avenue, Chicago, IL, 60601

Online Sessions, IL

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $125 - $175 per session

I specialize in the treatment of emotional eating and binge eating disorder. People who struggle with this problem usually feel a deep sense of shame about their unwanted eating and their struggle to overcome it. They often feel that the problem is due to their own lack of self-control or the willpower to just stop.

I believe that emotional eating is not a passive failure of control, but an active, defiant response against external control: namely, the perceived pressure to lose weight. When people diet to please others, they eventually feel that it’s unfair and rebel against it. That feeling of being controlled is what triggers emotional eating, not the tempting food. When anxiety about  the uncontrolled eating takes over, the diet pressure returns and the cycle continues. 

If you recognize this pattern in your own behavior, therapy can help you break the binge-diet cycle and establish a more positive relationship with food, and with yourself.


Fig Tree Counseling

Fig Tree Counseling

410 South Michigan Avenue, Chicago, IL, 60605

Online Sessions, IL

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $150 - $200 per session

Fig Tree Counseling is a group therapy practice in Chicago, IL committed to bringing compassionate and professional care to often marginalized groups, such as the BIPOC and LGBTQ+ communities. The therapists at Fig Tree work with clients to reduce stress, heal trauma, and foster resilience, while celebrating individual identity and strength.

Fig Tree Counseling is in-network with Aetna and Blue Cross Blue Shield of Illinois PPO insurances. They also offer a sliding scale for individuals with financial need. The providers at Fig Tree are currently offering remote therapy sessions to clients throughout Illinois, and look forward to working with you.


Nicole  Rothman

Nicole Rothman

Online Sessions, IL

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $100 - $130 per session

Making the decision to talk to someone is the foundation to your journey. From our first meeting, I aim to provide you the space and warmth to easefully process whatever is on your mind. The word “Therapy” can be anxiety-provoking in itself. I hope each session with me is the opposite of that feeling, and rather, empowering, non-judgmental, and relatable. As your therapist, I couple organic conversation, with productivity toward your short-term or long-term goals. If your goals feel unclear to you, we work as a team to align you with your values, and a direction.

I am experienced working with Adult and Adolescent individuals struggling with a range of difficulties, including but not limited to, depression, anxiety, ADD/ADHD, Trauma, confidence and self-esteem, mood disorders, adjustment disorders, life transitions/losses, relationship struggles, and communication and interpersonal effectiveness. I help guide you into a day-to-day, momentum, that honors your unique values and commitment to self.

Please contact me via email to discuss scheduling an initial session, and we’ll start our work together from there.


Hillary  Schoninger

Hillary Schoninger

321 North Clark Street, Chicago, IL, 60654

Online Sessions, IL

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $150 per session

Hi there, I believe that everyone has their own inner ‘garden,’ which has the potential to be bountiful, beautiful, and serene. If we want to maintain our gardens and have them represent the most beautiful aspects of our lives, we need to nourish them and water them regularly. Keeping our gardens beautiful and vibrant does take work, but it is work that makes life more joyous and manageable. I view psychotherapy as a practice that can help you to support your garden so that it, and you, can flourish. Helping individuals and families tend to their gardens, remove weeds, and plant new seeds: this is my greatest purpose.

I look forward to helping you manifest your garden.


Clint  Zavakos

Clint Zavakos

307 North Michigan Avenue, Chicago, IL, 60601

Online Sessions, IL

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $45 - $99 per session

There are times in life where we all feel overwhelmed. Whether the day to day grind is wearing you down or overwhelming anxiety is making it difficult for you to leave the house, I am here to be on your side. I am a big believer that effective therapy is a collaborative effort between the client and the therapist and that healing is achieved by working together.
I believe any trauma is deserving of my attention and care. I strive to provide an environment where you feel free to open up and feel safe. Call today for a free consultation.


Nashwa  Hasabou

Nashwa Hasabou

Online Sessions, IL

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $250 per session

I strongly believes that while all human beings share universal struggles, each patient seeks out psychiatric treatment for unique reasons. I am dedicated to the "individual" and believes in caring for the whole self.


Nefertiti  Nowell

Nefertiti Nowell

1813 North Mill Street, Naperville, IL, 60563

605 North Michigan Avenue, Chicago, IL, 60611

Online Sessions, IL

In-network with United Healthcare
Accepting new clients in-person & online
Out-of-pocket-fees: $60 - $175 per session

Seeking help is a powerful step to improving your quality of life. Talking to someone about whatever your concerns are is something that almost anyone can benefit from, but many people are afraid to reach out.  If you are considering therapy or coaching, I applaud you, and I really do want to help you find what you need to feel POWERFUL and help you develop the tools to have peace in your life.

I enjoy working with diverse clients, and have treated patients on the inpatient as well as outpatient basis.  I began providing therapy in 1996, and  have worked full time in several local hospitals before deciding to work full time in outpatient private practice.  Though I work with many populations, I enjoy helping individuals with issues of trauma as well as working with couples.  I work with all age ranges and have helped clients with a range of diagnosis.  I use a variety of  techniques, including but not limited to Cognitive Behavioral Therapy (CBT) and EMDR.  I am also a Certified Hypnotist and a trained mediator.


Elizabeth  Elliott

Elizabeth Elliott

2858 West Diversey Avenue, Chicago, IL, 60647

Online Sessions, IL

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $100 - $250 per session

Hi! I’m Liz. I’m an experienced and compassionate therapist in the Logan Square neighborhood in Chicago. I work with a variety of clients, but central to all my therapeutic relationships is the belief that everyone has the potential to feel and function better and more effectively than they think. Whatever may be troubling you, I will hold space for you while working collaboratively to get at the roots of what may be making your life harder than it needs to be. I am very casual and use humor abundantly, so sitting down with a total stranger and discussing your innermost self isn’t nearly as hard as it might seem. I’d love to meet you!


Kristen  Simons

Kristen Simons

Online Sessions, IL

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $130 per session

It takes a great deal of strength to reach out for support and I applaud you for taking the first step! If you’d like to learn more about how I might be able to support your mental and physical wellness journey, please set up a phone consultation with me. I’d love to chat about your needs and help you get back to feeling more like yourself.


Can't find a provider who fits what you're looking for?

See all therapists in-network with United Healthcare in Chicago:

How to use United Healthcare for therapy in Chicago

Does United Healthcare cover therapy in Chicago?

Yes, nearly all United Healthcare plans cover therapy in Chicago for mental health and behavioral health conditions. However, the rate of coverage depends on your particular plan and the provider you’re seeing.

How much does therapy cost in Chicago with a United Healthcare plan?

The cost of sessions depends on your plan’s coverage, and whether you’re seeing a therapist who is in- or out-of-network with United Healthcare.

When you see a therapist who is in-network with United Healthcare, after you’ve met your plan’s annual deductible, you’ll pay only a copay at each session. Most United Healthcare copays range from $0-$75.

You can find out how much your copay and deductible are by looking at your summary of benefits or contacting the insurance company directly.

What types of therapy does United Healthcare cover?

As with most health insurances, United Healthcare covers many types of therapy provided by clinicians who are licensed in Chicago. Clinicians may use a range of therapeutic approaches, including cognitive behavioral therapy, psychodynamic therapy, dialectical behavior therapy, acceptance and commitment therapy, and supportive therapy.

For United Healthcare to cover sessions in Chicago, you must be seeking care to treat a diagnosable mental health condition, such as anxiety, depression, PTSD, ADHD, eating disorders, and substance use disorders.

What types of therapy does United Healthcare not cover?

United Healthcare does not cover services related to mental health challenges that do not meet diagnosable criteria, which may include couples counseling, life coaching, career coaching, or sessions lasting for a longer duration than clinically indicated.

Using United Healthcare to pay for therapy in Chicago may mean certain limitations to care, such as a limited number of covered sessions or adherence to a designated session length. Therapy services beyond that which insurances typically cover may require prior authorization, or be paid for out-of-pocket.

How do I find United Healthcare therapists in Chicago?

If you are in Chicago, you can find in-network United Healthcare therapists on Zencare. Therapists are quality-vetted, and you can watch introductory videos, check up-to-date availability, and book a free call to find a good fit!