Therapists In-Network with United Healthcare in Florida

United Healthcare is a common health insurance in Florida, and individuals who have United Healthcare may wish to find therapists who are in-network with their health insurance.

When you see a therapist who is in-network with United Healthcare, each session you’ll pay only a copay, which typically ranges from $0-$75/session. Depending on your plan, you may first need to pay the provider’s full session fee until you meet your annual deductible, which is the total amount of medical expenses required before your health insurance starts to cover costs. Some plans cover the cost of in-network therapy sessions before the deductible is met; to verify whether your specific plan covers therapy sessions and at what rate, visit the United Healthcare website or call the number on the back of your insurance card and ask about your coverage for outpatient mental health.

Find vetted therapists in Florida who are in-network with United Healthcare below. Visit their profiles to watch an introductory video and book a free initial call to find a good fit!


Mind Therapy

Mind Therapy

Online Sessions, FL

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $100 - $150 per session

Mind Therapy therapists focus on building a supportive and non-judgmental therapeutic space to explore undesired patterns and emotions. We will help you address what is inhibiting your personal freedom and preventing you from living life as your fullest self.

In this work, we will uncover the root causes behind your thoughts and feelings and provide you with concrete, practical tools you can use to combat overwhelming emotions. Things can get better when you work with a therapist. We will help you develop insight into your thinking patterns to eliminate critical thoughts and promote a positive mindset. Our expertise in individual therapy includes but is not limited to: trauma effects (childhood or adulthood), panic attacks, generalized anxiety, depression, family trauma, and self-esteem and relationships.

We practice tele-therapy using simple, secure, HIPAA compliant software. Our therapists provide high-quality therapy services that you can access weekly or as needed from the comfort and security of your home.


The Virtual Counselors

The Virtual Counselors

Online Sessions, FL

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $130 - $175 per session

The Virtual Counselors is a group practice whose providers offer online therapy and psychological support to clients living in New York, New Jersey, Virginia, DC, Connecticut, Florida, Massachusetts Maryland, Colorado, California and Washington. They specialize in working with all childhood disorders, individuals and couples for anxiety, trauma. relationship counseling, addictions, and infidelity.

The Virtual Counselors are committed to providing supportive and highly individualized care for their clients, and helping them navigate times of transition and change within their relationships, family, career, and identities.


Zev  Berkowitz

Zev Berkowitz

Online Sessions, FL

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $130 - $175 per session

All you need to bring to therapy is an open mind and a willingness to explore. I am a very interactive therapist; I give a lot of feedback and guidance. In my work with individuals, I help people see how they developed the coping skills and defense mechanisms they did, and how to begin recognizing them in a less judgmental way. I also teach couples new communication skills: how to rebuild trust and safety after a breach, how to mirror one another, ways to validate and empathize. We work on breaking bad patterns and create healthier ones using positivity and appreciations.

It's so rewarding to help children, couples and families heal old and current wounds, and to see my clients use therapy as a way to soar to new emotional freedoms. Please don't be in pain anymore: contact me so we can set goals together, develop healthier ways of coping, and watch you blossom


Grow Therapy

Grow Therapy

66 West Flagler Street, Miami, FL, 33130

Online Sessions, FL

In-network with United Healthcare
Accepting new clients in-person & online
Out-of-pocket-fees: $70 - $100 per session

Grow Therapy is a group of 300+ therapists, psychologists, and psychiatrists who offer affordable and holistic mental healthcare via teletherapy and in-office care. With the benefit of a large group comes the ability to offer you the partnership of experienced mental health providers who are trained in a wide variety of therapeutic approaches and specializations. We value the importance of finding a therapist that you feel comfortable with (particularly since you’ll probably cover some tough subjects), so our client care coordinator will work with you directly to find the perfect therapist based on your preferences and treatment goals. They’ll also make sure to find someone who accepts your insurance so that you don’t end up stuck with a big bill. Not sure what you’re looking for in a therapist? No problem - our care coordinators will ask you a few questions to better understand what you might need.

Call us today to take the first step in building the tools you need to uncover your strength and the inspiration to act upon it. Your provider will start forming a therapeutic alliance with you from day one so that you can make meaningful changes to improve your mental wellbeing.


Luz  M  Martinez

Luz M Martinez

2000 South Dixie Highway, Miami, FL, 33133

Online Sessions, FL

In-network with United Healthcare
Accepting new clients in-person & online
Out-of-pocket-fees: $150 per session

Congratulations, you have taken the first step in seeking support and living authentically. Most people are considering psychotherapy for months before they actually start. You are moving from the "thinking about it" stage to the "doing something about it" stage.

For our first session you and I will discuss what is working in your life, what are your strengths, what are the positives, what makes you YOU. We'll also talk about the things you'd like to see improve, change or eliminate. This is based solely on what fits and is right for you!

I strive to ensure that my clients feel safe, secure and know that they are not being judged for what they think or what they feel.

I see my role as being the therapist, the cheerleader and the advocate as needed.

It can get better and IT DOES GET BETTER!


Lauren  Pincus

Lauren Pincus

Online Sessions, FL

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $130 - $175 per session

Relationships can be very challenging and complicated both with others and ourselves. If you find yourself in a place questioning repetitive thoughts or feeling emotions that may be roadblocks for personal growth, therapy is an opportunity for you to explore and grow both personally and interpersonally. We are all made up of many parts and often times we have a couple parts of us, such as an angry part or anxious part, that we feel defined by. Often times these parts prevent us from living our truest and fullest selves. I promise to be fully present and committed in helping you understand these difficult parts and how they may be preventing you from feeling like yourself. I have a very interactive style and will work with you at a pace you are comfortable with to help you find peace and harmony with yourself and in your life.


Aiko  Takemura

Aiko Takemura

Online Sessions, FL

In-network with United Healthcare
Not accepting new clients
Out-of-pocket-fees: $120 per session

You've been thinking about therapy for a while. The stress and pressure of life weigh on you. You want to feel better, and yet, you may not know how to go about changing anything. Everything seems all tangled up. Your relationship suffers. You are not as passionate about your work, family, and friends. A sense of guilt, sadness, anxiety, depression become surmounting at times.

But therapy seems a little too extreme. You might think to yourself: "I"m not that bad! I can handle this. I need to push through it." "I need to stop being lazy. I have to get back on track." The good news is that therapy is for everyone!

I work with people from all walks of life with all types of issues. In our session together, you will discover the self-defeating thoughts and emotions that create patterns in your life. My inside-out 6 steps will guide you to identify patterns that hold you back. I will guide you to express yourself fully so you can enjoy life again.


PVD Psychological Associates

PVD Psychological Associates

Online Sessions, FL

In-network with United Healthcare
Not accepting new clients
Out-of-pocket-fees: $225 per session

PVD Psychological Associates (PVD Psych) is a private psychology practice on the East Side of Providence, Rhode Island. Our mission is to provide the greater Rhode Island area with exceptional therapy, offering cutting edge and evidence-based treatment by a team of highly trained therapists. We offer therapy and neuropsychological testing for adults, college students, and adolescents.

Everything we do is designed to give you the best possible therapy experience. Our team is comprised of highly trained, experienced therapists. We also understand the importance of matching therapeutic style to the particular needs of each client, and will work with you to understand why you are seeking therapy and collaboratively construct a treatment plan. Each of our clinicians is a specialist in one or more areas so we are able to find the best possible fit for each person seeking services from us.


Can't find a provider who fits what you're looking for?

See all therapists in-network with United Healthcare in Florida:

How to use United Healthcare for therapy in Florida

Does United Healthcare cover therapy in Florida?

Yes, nearly all United Healthcare plans cover therapy in Florida for mental health and behavioral health conditions. However, the rate of coverage depends on your particular plan and the provider you’re seeing.

How much does therapy cost in Florida with a United Healthcare plan?

The cost of sessions depends on your plan’s coverage, and whether you’re seeing a therapist who is in- or out-of-network with United Healthcare.

When you see a therapist who is in-network with United Healthcare, after you’ve met your plan’s annual deductible, you’ll pay only a copay at each session. Most United Healthcare copays range from $0-$75.

You can find out how much your copay and deductible are by looking at your summary of benefits or contacting the insurance company directly.

What types of therapy does United Healthcare cover?

As with most health insurances, United Healthcare covers many types of therapy provided by clinicians who are licensed in Florida. Clinicians may use a range of therapeutic approaches, including cognitive behavioral therapy, psychodynamic therapy, dialectical behavior therapy, acceptance and commitment therapy, and supportive therapy.

For United Healthcare to cover sessions in Florida, you must be seeking care to treat a diagnosable mental health condition, such as anxiety, depression, PTSD, ADHD, eating disorders, and substance use disorders.

What types of therapy does United Healthcare not cover?

United Healthcare does not cover services related to mental health challenges that do not meet diagnosable criteria, which may include couples counseling, life coaching, career coaching, or sessions lasting for a longer duration than clinically indicated.

Using United Healthcare to pay for therapy in Florida may mean certain limitations to care, such as a limited number of covered sessions or adherence to a designated session length. Therapy services beyond that which insurances typically cover may require prior authorization, or be paid for out-of-pocket.

How do I find United Healthcare therapists in Florida?

If you are in Florida, you can find in-network United Healthcare therapists on Zencare. Therapists are quality-vetted, and you can watch introductory videos, check up-to-date availability, and book a free call to find a good fit!