Therapists In-Network with United Healthcare in New Jersey

United Healthcare is a common health insurance in New Jersey, and individuals who have United Healthcare may wish to find therapists who are in-network with their health insurance.

When you see a therapist who is in-network with United Healthcare, each session you’ll pay only a copay, which typically ranges from $0-$75/session. Depending on your plan, you may first need to pay the provider’s full session fee until you meet your annual deductible, which is the total amount of medical expenses required before your health insurance starts to cover costs. Some plans cover the cost of in-network therapy sessions before the deductible is met; to verify whether your specific plan covers therapy sessions and at what rate, visit the United Healthcare website or call the number on the back of your insurance card and ask about your coverage for outpatient mental health.

Find vetted therapists in New Jersey who are in-network with United Healthcare below. Visit their profiles to watch an introductory video and book a free initial call to find a good fit!


Malissa  Pansa-ad

Malissa Pansa-ad

Online Sessions, NJ

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $80 - $150 per session

Seeking therapy can be an intimidating and overwhelming process. From acknowledging that you would like more support to searching for the right therapist for you, it takes time, effort, and courage to face your challenges and risk vulnerability. That is why I aim to create a warm, welcoming, and non-judgmental space where you experience trust, safety, and comfort to bring your authentic self into the room. To be vulnerable and open as your true self without fear of judgment is to move towards freedom and expansion.

I especially enjoy working with BIPOC individuals, couples, and families to explore issues of race, sex, gender, culture, and other identity that may be impacting your relationships, work, or overall wellbeing. As a family and couple therapist, I believe problems reside between people and not within them. We will approach your challenges from a relational and systems perspective, putting into consideration the context, environments, and systems we all reside in. You are the center of your story and expert on your life. We will build upon and utilize your innate skills and strengths to better understand and work through your challenges.


Tara L Moyle

Tara L Moyle

Online Sessions, NJ

30 Columbia Turnpike, Florham Park, NJ, 07932

In-network with United Healthcare
Accepting new clients in-person & online
Out-of-pocket-fees: $130 - $175 per session

We all need to be seen, and heard, at any age. Being scared, anxious, or even depressed are sometimes part of being a person. Our fast-paced digital world can present unique challenges for our bodies and minds. I am happy to meet you wherever you are, and will approach each visit with a sense of compassionate curiosity. Just as we hunger for stories of other people to help guide us, you may wonder about your own story. Why are you here? What must you do with your life?

I work with adolescents (12+) through older, retired adults and specialize in issues of transition, anxiety, adjustment, depression, and vocation. I am not the expert in your life; you are. But sometimes we need help with perspective. Together, we will create a plan that will help you reduce the most difficult aspects of your life and help you determine how to move through them. What cannot be changed can be reviewed, understood, and ultimately, accepted.


Linda  Libby

Linda Libby

Online Sessions, NJ

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $120 - $180 per session

Most of us experience a time when our established defense mechanisms no longer seem to work. That is the time when therapy provides a life boat as you learn and practice new ways of coping.


United Paths

United Paths

Online Sessions, NJ

In-network with United Healthcare
Waitlist available online
Out-of-pocket-fees: $90 - $120 per session

United Paths is a boutique clinical practice that provides services to children, teenagers (13-18), young adults/college students, adults, parents, couples, families, and older adults.
Clinicians at United Paths utilize a number of treatment options, including Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), mindfulness practices, and more.


The Virtual Counselors

The Virtual Counselors

Online Sessions, NJ

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $130 - $175 per session

The Virtual Counselors is a group practice whose providers offer online therapy and psychological support to clients living in New York, New Jersey, Virginia, DC, Connecticut, Florida, Massachusetts Maryland, Colorado, California and Washington. They specialize in working with all childhood disorders, individuals and couples for anxiety, trauma. relationship counseling, addictions, and infidelity.

The Virtual Counselors are committed to providing supportive and highly individualized care for their clients, and helping them navigate times of transition and change within their relationships, family, career, and identities.


Orly  Bentata-Goldenberg

Orly Bentata-Goldenberg

Online Sessions, NJ

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $125 - $175 per session

Entering the counseling field has been one of the most empowering decisions of my life. I love what I do, and enjoy every moment of it.

I believe that all individuals deserve respect and dignity, and to have their cultural values and special needs considered. The most important thing between me and you on your therapeutic journey is our rapport, being able to openly communicate without judgement is key to your empowerment and transformation. I look forward learning more about where you are on your journey, and how we can work together to get you to where you'd like to be.


Alyssa  Simmonds

Alyssa Simmonds

500 Morris Avenue, Springfield Township, NJ, 07081

Online Sessions, NJ

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $115 - $270 per session

My mission is to provide therapeutic and wellness services to children and families that help bring them to a place of awareness in which true healing, integration, and self-discovery is present. I believe that everyone has the power and capability within themselves to discover the resources, supports, and tools that best meet their needs; I act as a guide and partner along your journey.


Mallory  Sprague

Mallory Sprague

Online Sessions, NJ

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $150 per session

Together in therapy we will figure out what is keeping you from feeling fulfillment, and develop tools to help break down those barriers and find more contentment each day. As a clinician, I collaboratively identify a person’s inherent strengths, empowering them to enact positive changes within themselves and their relationships. My approach is person-centered, strengths-based, and trauma-informed. Curiosity, compassion, and humor enable a safe and engaging atmosphere in which to do individualized work.

Integrating various therapeutic modalities will allow our sessions to best suit you and your needs. I have worked in the U.S. and abroad with people of all ages and experiences including, but not limited to, anxiety, depression, self-doubt, substance use, and personal and inherited trauma. My worldview has been further shaped by my time as a Peace Corps Volunteer and member of the Match-e-be-nash-she-wish Band of Pottawatomi Indians. My lens is ever-growing and nonjudgmental, allowing me to bring nuance and understanding to my practice.


Alejandra  Schraier

Alejandra Schraier

Online Sessions, NJ

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $140 - $175 per session

I believe that the therapist’s ability to listen to the patients, and to see their underlying issues is one of the most important aspects that contribute to the patients insight and growth in the therapeutic process.

I believe that patient’s symptoms can’t be seen and treated in isolation, and is always important to understand how and when the symptoms have emerged and developed in a persons’s life.

In my practice I offer a welcoming setting and provide a safe space for your problems or difficulties.


Zev  Berkowitz

Zev Berkowitz

Online Sessions, NJ

In-network with United Healthcare
Accepting new clients online
Out-of-pocket-fees: $130 - $175 per session

All you need to bring to therapy is an open mind and a willingness to explore. I am a very interactive therapist; I give a lot of feedback and guidance. In my work with individuals, I help people see how they developed the coping skills and defense mechanisms they did, and how to begin recognizing them in a less judgmental way. I also teach couples new communication skills: how to rebuild trust and safety after a breach, how to mirror one another, ways to validate and empathize. We work on breaking bad patterns and create healthier ones using positivity and appreciations.

It's so rewarding to help children, couples and families heal old and current wounds, and to see my clients use therapy as a way to soar to new emotional freedoms. Please don't be in pain anymore: contact me so we can set goals together, develop healthier ways of coping, and watch you blossom


Can't find a provider who fits what you're looking for?

See all therapists in-network with United Healthcare in New Jersey:

How to use United Healthcare for therapy in New Jersey

Does United Healthcare cover therapy in New Jersey?

Yes, nearly all United Healthcare plans cover therapy in New Jersey for mental health and behavioral health conditions. However, the rate of coverage depends on your particular plan and the provider you’re seeing.

How much does therapy cost in New Jersey with a United Healthcare plan?

The cost of sessions depends on your plan’s coverage, and whether you’re seeing a therapist who is in- or out-of-network with United Healthcare.

When you see a therapist who is in-network with United Healthcare, after you’ve met your plan’s annual deductible, you’ll pay only a copay at each session. Most United Healthcare copays range from $0-$75.

You can find out how much your copay and deductible are by looking at your summary of benefits or contacting the insurance company directly.

What types of therapy does United Healthcare cover?

As with most health insurances, United Healthcare covers many types of therapy provided by clinicians who are licensed in New Jersey. Clinicians may use a range of therapeutic approaches, including cognitive behavioral therapy, psychodynamic therapy, dialectical behavior therapy, acceptance and commitment therapy, and supportive therapy.

For United Healthcare to cover sessions in New Jersey, you must be seeking care to treat a diagnosable mental health condition, such as anxiety, depression, PTSD, ADHD, eating disorders, and substance use disorders.

What types of therapy does United Healthcare not cover?

United Healthcare does not cover services related to mental health challenges that do not meet diagnosable criteria, which may include couples counseling, life coaching, career coaching, or sessions lasting for a longer duration than clinically indicated.

Using United Healthcare to pay for therapy in New Jersey may mean certain limitations to care, such as a limited number of covered sessions or adherence to a designated session length. Therapy services beyond that which insurances typically cover may require prior authorization, or be paid for out-of-pocket.

How do I find United Healthcare therapists in New Jersey?

If you are in New Jersey, you can find in-network United Healthcare therapists on Zencare. Therapists are quality-vetted, and you can watch introductory videos, check up-to-date availability, and book a free call to find a good fit!