Find the Best Therapists & Psychiatrists in NYC

NYC therapists, couples counselors, and psychologists for depression, anxiety, work, life changes, and relationships

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How to Find Therapists & Psychologists in NYC

How can I find a psychologist in NYC?

The first place to look for a psychologist in New york City is an online therapist directory or your health insurance company website. Next, determine what your health insurance covers, what your therapy budget is (the average cost of therapy in NYC is between $125 - $200 per session), and whether you want a therapist with a specific specialty or approach. Most therapists offer a free initial call so take advantage of that to ensure a great fit! ( Here’s what to expect on your initial call with a therapist.) Zencare is a great place to start your search for a therapist in New York, as we offer up-to-date, comprehensive information on psychologists and therapists, including introductory videos to help find your match.

Where can I find the best therapists in NYC?

Check directories where therapists have already been vetted, and search by therapists who best suit your needs. Like dating, fit is the most important factor in finding the best therapist for you. Schedule initial calls with a few potential therapists to find a provider with whom you feel comfortable speaking openly and honestly. In addition, ask about their expertise, therapeutic skills, and the style of therapy they provide. The best therapists are licensed, receive ongoing supervision, and seek training in their areas of specialty. All therapists on Zencare have passed a 5-step clinical interview screening and you can schedule free calls with therapists to find a great fit.

How can I find the right therapist in NYC for me?

When picking a therapist, prioritize personal fit, scheduling availability, health insurance and fees that are within your therapy budget, and training relevant to your specific challenges.

Does insurance cover therapy?

Yes, most health insurance plans cover some or all of the cost of therapy for in-network therapists. If your health insurance covers therapy sessions, you may only need to pay a copay at each session, typically $20 to $40. If you have a high deductible plan, you would pay the full session fee until you reach the deductible amount and your health insurance benefits apply. However, due to low pay, paperwork needed, and privacy reasons, many therapists are not in-network with health insurances.

How do I find therapists in NYC who accept insurance?

To find therapists in NYC that accept your insurance, you can contact your insurance provider by phone or search their website. Insurance provider websites often have inaccurate or outdated information, including therapists who have moved offices, retired, or are not accepting new clients. To avoid these issues, you can try searching online therapist directories like Zencare to find therapists who accept your insurance.

How do I find out if a therapist takes my insurance?

To find out if a therapist takes your insurance, call the therapist’s office to inquire directly. The therapist’s office will be able to tell you whether they are in-network with your health insurance or not. You can also contact your health insurance company to ensure your services will be covered, or to learn what out-of-network benefits you may be able to use. If your therapist is not in-network with your health insurance but your insurance plan offers out-of-network benefits, they may be able to reimburse you for some of the costs.

How much does therapy in New York City cost?

A typical therapy session in NYC costs between $125 to $250 per session if you are paying out-of-pocket. If you find an in-network provider, your health insurance company pays for the majority of the session fee so that you only pay the regular copay rates, typically ranging from $20 - $40 per session. If you are seeing an out-of-network psychologist or therapist, you can also: (1) apply for reimbursement using your health insurance’s out-of-network benefits or (2) inquire with the the therapist to see if they offer a “sliding scale,” which is a reduced fee based on your income and financial resources.

How do I find affordable therapists in NYC?

If the typical therapy session fee in NYC is too high for your budget, try finding a therapist who is in-network with your health insurance, ask about sliding scale fees, or consider affordable therapy services specifically offered at non-profit organizations and therapist training institutions.

To find an in-network therapist, contact your insurance company directly, or use an online therapist directory such as Zencare to search providers based on up-to-date insurance information. To inquire about sliding-scale rates with each therapist, ask whether therapists can lower the costs of their session to accommodate individuals seeking therapy with limited income and economic resources. You can also search for these lower fees using the “Payment Options” filter on Zencare.

What is a sliding scale?

A sliding scale refers to the range of fees that therapists charge per session. If a therapist or psychologist offers a sliding scale, this means that their fees per session varies based on the client’s income or ability to pay.

How do I find a couples therapist in NYC?

To find couples therapists in NYC, check online therapist directories or your health insurance company website. Determine your therapy budget (therapy sessions in NYC are $125 - $200 per hour on average), check what health insurance you have, and filter your search for therapists who specialize in couples counseling. Most therapists offer a free initial call, so take advantage of that to ensure a great fit!

Is couples therapy covered by health insurance?

Yes, many health insurances cover couples therapy. However, many therapists, psychologists, and couples therapists in NYC are not in-network with any health insurances. To see if couples therapy is covered by your insurance, call the number on the back of your insurance card and inquire with your insurance provider. You may also seek out-of-network reimbursements from your health insurance company, or ask your couples counselor for sliding scale fees.

What is the difference between a therapist, psychologist, counselor, and psychiatrist?

Therapists, psychologists, counselors, and psychiatrists differ in the training they receive prior to receiving their professional title and licensure, as well as their methods of treating mental health challenges and problems. Psychiatrist and psychiatric nurse practitioners are the only mental health providers with the medical training to prescribe medication for mental health issues. Counselors, therapists, and psychologists utilize non-medication treatment techniques to address mental health.

Do any psychiatrists take insurance?

While some psychiatrists do take health insurances, it can be extremely difficult to find available, in-network psychiatrists who offer quality care and spend time getting to know their patients. To see if a psychiatrist is covered by your insurance, call the number on the back of your insurance card and inquire with your insurance provider.

Can a therapist diagnose you?

Yes, therapists have training in the diagnosis and treatment of mental and emotional health challenges. A therapist will work with you to understand your mental health challenges and provide a diagnosis when appropriate. They may use a combination of diagnostic tools and assessments, including the DSM-V (Diagnostic and Statistical Manual of Mental Disorders), self-assessment intake forms, and by learning about your history of mental health during the first few sessions.